Simple process

Applying for a loan is straightforward.

Apply online or reach Mara Credit through 0707436842 or info@maracredit.co.ke to connect with our Relationship Officer.

Fill out an application request form on this website or reach us through 0707436842 or info@maracredit.co.ke.

Provide your National ID, statements, business details and any product-specific requirements.

Complete applications are reviewed and assessed by our relationship team.

Once approved, funds are disbursed to your registered M-Pesa number or via bank transfer for larger amounts.

Approval timeline

Complete applications are reviewed quickly.

Once you submit a complete application with all the required documentation, review and approval typically take between 6 to 12 hours.

Valid National ID

M-Pesa or bank statement

Business details or income source

Collateral or guarantors where required

Loan repayments are made via the official M-Pesa Paybill number 4153047. Use your National ID or Loan Account Number as the Account Number.

Important: Mara Credit staff will never ask you to send repayment money to personal phone numbers.

Connect with us

Apply online or speak to our relationship team for guidance on the right credit product for your needs.

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